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The Anti-Scam Doctor

Daytime

Published: March 10, 2009

Credit repair/counseling (piling it on with no penalties?)
Don't believe an unsolicited email that guarantees they will take off Bankruptcy or judgments.
Don't stop paying your bills until you have a written commitment from your lender to restructure.
Don't pay upfront fees for a service that you won't get. Hire an attorney to modify your loan.

Foreclosure rescue (how they take your house)
Don't sign away the deed to your house.
Don't trust the company without researching their history.
Don't pay upfront fees for the service.

Work at home scams (secret shoppers, envelope stuffing, and recruiting)
Don't believe you will get hundreds of dollars for two hours of work.
Don't cash a check and then wire money back to the service for a fee.
Don't repackage mailed items to reship out of the country.

Sweetheart Scams (Online Dating Sharks)
Don't agree to call them on a 1-900 number. You will be charged hundreds of dollars.
Don't send them money for travel expenses to visit you or to pay hospital bills.
Don't let them see you on a webcam unless they are on the webcam as well. You never know who is on the other side. Don't reveal yourself in an intimate way that is arousing. Later, if the scam is detected it will haunt you. They will start black mailing you.

Church Scams (Pastors, elders and affinity fraud)
Don't buy into the "once-in-a-lifetime" opportunity.
Do ask yourself- Why me? Why is this "too good to be true?"
Don't invest without pulling a criminal report on your new "friend."
The bottom line – Be responsible for your money and your decisions. THINK!!! Why is this such a great opportunity? Be careful, do your research and move slowly while you get advice from non-biased counselors along the way.

Mark Cravens, a/k/a the Anti-Scam Doctor, lost $376,000 in one of the most elaborate scams the FBI has ever seen is now teaching others how to be safe about their money decisions. Could it happen to you? Take a free scam risk quiz at www.TheAntiScamDoctor.com

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