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Freedom Debt

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Daytime

Published: May 1, 2009

Updated:

Financial Spring Cleaning
- Throw out old tax paperwork prior to 7 years (keep returns)
- Work together (cheaper to be married)
- Look at your refund, adjust withholdings
- Use your refund wisely!
- Use that money wisely, increase investing/debt payments
- Look at your income vs. spending (set goals to tackle debt)

Fight for Your Rights

According to the Fair Debt Collections Practices Act, and yes, there's a whole act devoted to the rules of going after you for money you owe.

Collectors are not allowed to:
- Call before 8am or after 9pm
- Can't publish your name
- Can't call your work, friends, or relatives
- Can't call once you've gotten an attorney
- Can't use profanity or threaten you
- Have to stop calling when you notify them by mail to do so

For more information go to http://www.freedomdebt.com or call 1-800-778-0124

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